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RTS Financial
Company Review

RTS Financial Review (2026): The Fuel Card Is Great. Read the Contract Twice.

Our RTS Financial review: the Pilot Flying J fuel program, the 97 percent advance, and the 12-month contract mechanics carriers complain about most. Verified July 2026.

By CFS Research Team ·
July 2026
6.4
/10 CFS Score
Rate
Starting at 1%
Advance
Up to 97%
Funding Speed
Same-day
Contract
Minimum 12 Months
Minimums
Requires Monthly Minimums
4.5 (1,900+ reviews)
4.2/5 (1,200+ reviews)
1.65/5 (customer reviews)
Best for:
Carriers wanting high advance rates + Pilot Flying J fuel discounts
Not for:
Anyone whose volume swings month to month, or who wants the option to leave without a negotiation: the 12-to-24-month auto-renewing term and monthly minimums punish volatility.
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