Privacy Policy

This Privacy Policy explains how Clear Factor Solutions, operated by Othello Capital LLC, collects, uses, shares, and protects information about visitors to our website at www.clearfactorsolutions.com. By using the Site, you agree to the practices described in this policy.

1. Information We Collect

1.1 Information You Provide

We collect information you voluntarily provide when you:

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1.2 Information Collected Automatically

When you visit the Site, we automatically collect certain technical information through cookies and similar technologies, including:

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1.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to operate the Site and understand usage patterns. Cookies may be:

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You may control or disable cookies through your browser settings. Note that disabling certain cookies may affect Site functionality.

2. How We Use Your Information

We use the information we collect to:

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3. Affiliate Relationships & Commercial Disclosure

Clear Factor Solutions may earn affiliate commissions when users click links to factoring companies and subsequently enroll in their services. Affiliate relationships do not influence our rankings, scores, or editorial content. Our evaluation methodology is determined independently of commercial relationships.

Where affiliate relationships exist with companies we review, we disclose this on the relevant review page. This disclosure is consistent with FTC guidelines on endorsements and testimonials (16 C.F.R. Part 255).

4. How We Share Your Information

We do not sell your personal information. We may share information in the following limited circumstances:

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5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, including to comply with legal obligations, resolve disputes, and enforce agreements. Contact form submissions are typically retained for up to 3 years. Analytics data is retained per the default settings of our analytics provider (currently 26 months for Google Analytics 4).

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

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To exercise any of these rights, please contact us at info@clearfactorsolutions.com. We will respond within 30 days (or as required by applicable law).

7. Children's Privacy

The Site is not directed at children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 13 without parental consent, we will promptly delete it. If you believe we may have inadvertently collected such information, please contact us immediately.

8. Security

We implement commercially reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage system is 100% secure. We cannot guarantee absolute security of your data.

9. Third-Party Links

The Site contains links to third-party websites, including factoring companies we review. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policy of any website you visit before providing personal information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the Last Updated date at the top of this page and, where appropriate, provide additional notice. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy, please contact us: