We got tired of the runaround — vague reviews, hidden fees, and factoring companies that treated truckers like an afterthought. So we built the resource we always wished existed.
Our Mission
Clear Factor Solutions exists to give independent owner-operators and small fleets the same quality of information that big carriers have always taken for granted.
We review factoring companies based on what actually matters to you: funding speed, rate transparency, contract flexibility, and how they treat customers when things get hard.
Every ranking we publish is supported by real data and rigorous research. We don't accept money to move companies up or down in our lists. Our credibility is everything, so we protect it.
Editorial independence guarantee: No factoring company can pay for placement, featured status, or a higher ranking. If we have an affiliate relationship with a company we review, it's disclosed on that page. Our scoring is determined before any commercial relationship is established.
Our Story
The Problem
Finding a Factoring Company Was a Minefield
Too many options, too little transparency. Review sites were loaded with sponsored content, and carriers had no real way to compare one company against another on the things that actually mattered.
The Idea
A Different Kind of Resource
Clear Factor Solutions was built on a simple principle: truckers deserve straight talk. We started by talking to real carriers about their experiences and what they wished they’d known before signing up.
The Build
A Ranking System with Real Criteria
We developed a six-criteria scoring framework after extensive research. We evaluate companies on rates, funding speed, contract terms, customer service, technology, and recourse type.
Today
Your Go-To Factoring Guide
We’ve reviewed 7 of the most prominent factoring companies in trucking, updated quarterly. We’re committed to keeping every ranking accurate, transparent, and free to access.
What We Stand For
The principles that guide every ranking, every review, and every editorial decision we make.
Transparency
We publish our full methodology. You'll always know exactly how and why a company ranked where it did.
Independence
Zero paid placements. Our rankings are never for sale. If we recommend a company, it’s because the data supports it.
Carrier-First
Every decision we make is through the lens of what helps owner-operators and small fleets succeed.
Accuracy
We update our rankings every quarter to reflect rate changes, contract updates, and shifts in carrier experience. Stale data helps no one.
OTR Solutions — Instant 24/7 funding, no contract, no hidden fees. 4.9/5 across 900+ carrier reviews.